SeferPay Cloud
SeferPay Cloud: The Financial Infrastructure Platform
Not a payment gateway. Not a SaaS tool. A cloud platform with 20+ independent financial services. Build anything. Pay for what you use
SeferPay Cloud Services
💳Core Payment
SeferPay Routing
Smart payment routing engine
SeferPay Checkout
Hosted & embedded checkout
SeferPay Connect
Provider connectivity layer
SeferPay Settlement
Multi-currency settlement
🧠Intelligence
SeferPay AI
Payment brain & predictions
SeferPay Fraud
ML-based fraud detection
SeferPay Analytics
Real-time payment analytics
SeferPay Intent
Customer behavior prediction
💰Financial Services
SeferPay Billing
Subscriptions & recurring
SeferPay Invoicing
Invoice generation & tracking
SeferPay Wallet
Digital wallet infrastructure
SeferPayouts
Mass payouts & disbursements
SeferPay Capital
Merchant financing (future)
SeferPay Treasury
Cash management & FX
🛡️Compliance & Trust
SeferPay Identity
KYC/KYB verification
SeferPay Compliance
Regulatory auto-compliance
SeferPay Verify
Transaction verification
SeferPay Risk
Risk assessment engine
SeferPay Tax
Tax calculation & filing
🧩Platform
SeferPay Marketplace
Provider app marketplace
SeferPay Accounts
Multi-user & permissions
SeferPay Ledger
Double-entry accounting
SeferPay FX
Currency exchange engine
Cloud Architecture
Use What You Need
Don't need invoicing? Don't pay for it. Only need fraud detection? Use just SeferPay Fraud. Want the full stack? Enable everything
Each service has its own:
API endpoint
Documentation
Pricing (usage-based)
SDK support
Independent SLA
Cloud vs Competitors
The SeferPay Vision
Phase 1 (Now): The Payment Operating System for MENA
›20+ connected providers
›AI-powered routing and fraud detection
›Complete merchant tools suite
›Developer-first approach
Phase 2 (12 months): The Financial Cloud Platform
›20+ independent cloud services
›White label for partners
›Marketplace for integrations
›AI that manages autonomously
Phase 3 (24 months): The Global Financial Network
›Cross-border settlement optimization
›Embedded finance for any platform
›Network intelligence across millions of transactions
›The intelligent layer above ALL payment infrastructure
“We're not building the next PayTabs. We're building the next Stripe. For the markets that Stripe forgot”